Dave Swain is a Certified Financial Planner® (CFP®) and Financial Advisor at Sage Rutty & Company, specializing in retirement planning and investment strategies. With years of experience advising individuals on financial matters, he is passionate about providing clear, straightforward guidance tailored to each client’s unique needs. His approach emphasizes education and proactive planning, empowering clients to take control of their financial well-being with confidence.

Before becoming a Financial Advisor, Dave spent over two decades in public service, developing strong problem-solving and leadership skills. His background in law enforcement taught him the importance of being an active and engaged listener—an ability that now helps him ask better questions and uncover what truly matters to his clients. His experience gave him deep insight into the financial challenges faced by professionals in law enforcement, education, and government roles, including navigating retirement systems and deferred compensation plans. This expertise, combined with his passion for helping others, led him to a career in financial planning, where he now helps clients secure their financial future with confidence.

With his Series 7 and Series 66 licenses and a strategic approach to financial planning, Dave helps clients navigate the complexities of both growing and distributing their wealth. He specializes in guiding individuals through retirement planning, including those with 403(b), 457, 401(k), and pension plans, ensuring they maximize their benefits and achieve long-term financial security.

Originally from downstate New York, Dave earned his degree from SUNY Geneseo. Outside of work, he and his wife, Erin, enjoy traveling and exploring all that Upstate New York has to offer. Whether taking their dogs to local parks, visiting wineries throughout the Finger Lakes, or helping at her parents’ equestrian farm in Ithaca, they love embracing the region’s natural beauty.