Financial Planning
Start your financial journey with us
At Sage Rutty, our Financial Planning department is dedicated to helping individuals and families achieve their financial goals with personalized, comprehensive strategies. Whether you’re planning for retirement, managing investments, or navigating life’s financial milestones, our experienced team of Certified Financial Planners® offers trusted advice and tailored solutions. With over a century of service, Sage Rutty takes pride in providing the guidance and support our clients need to build a secure financial future.
Retirement & Cash Flow Planning
Aligning your financial resources with your retirement goals is essential. Our retirement planning services ensure you can retire on your terms while maintaining the standard of living to which you are accustomed.
Tax Planning Strategies
Optimize your tax strategy to keep more of what you earn. Our tax planning services are designed to help you reduce tax liabilities, maximize deductions, and plan for the future. By aligning your financial resources with effective tax strategies, we help you build wealth and stay on track to meet your long-term goals.
Estate Planning
Proactive estate planning is key to ensuring your values and wishes are honored when the time comes. Whether helping to implement a trust, gifting assets, or defining end-of-life care, we provide clear direction for your chosen decision-makers on how your assets should be transferred.
Risk Management & Insurance Planning
While traditional financial planning aims for long-term goals and a healthy life, unexpected events can arise. Our team helps you analyze and prepare for these potential roadblocks, ensuring your financial plans stay on track.
Additional services as part of the financial planning process
Social Security Claiming Strategies
Roth Conversion Analysis and Planning
Retirement Income Planning
Required Minimum Distribution Planning
Tax Return Review
Charitable Giving Strategies
Education Funding Analysis
Long-Term Care Planning
Legacy and Asset Transfer Planning
Experience the Sage Rutty Advantage
Access to Expert Financial Planning
When you work with a Sage Rutty Advisor, you gain exclusive access to our esteemed Financial Planning Department, led by Aaron Young, MSPFP, CFP®, EA, CRPC®, CHSA®, AIF® and Vince Carson, CPA, CFP®. Our team brings decades of expertise in financial planning, ensuring you receive objective and sound guidance.
Our financial planning staff is salaried, not commission-based, so you can trust that our advice is in your best interest, free from sales incentives.
GET MATCHED
Personalized Advisory Teams
At Sage Rutty, we take pride in matching potential clients with the advisory team that best aligns with their personality, philosophy, and investment goals. If you're not yet a client, please reach out to Trevor Holly, our President, at (585) 512-2300 or email him at tholly@sagerutty.com. Mr. Holly will gladly help you find the right team to meet your needs.
Meet The Financial Planning Department
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.